United Republic Bank has an experienced team of commercial lenders that understand the needs of today’s small business. We have the funding capacity available for term financing of equipment, machinery and vehicle purchases.
United Republic Bank offers revolving lines of credit with competitive rates for the use of day to day operations and cash flow management.
United Republic Bank has the funding capacity needed to fund the purchase, refinance or expansion of your small business and the real estate that it’s housed in.
The commercial lenders at United Republic Bank are experts when it comes to financing the needs of Omaha’s medical community. From equipment financing and operating lines of credit to funding the purchase, refinance or construction of new office buildings, United Republic Bank offers the products as well as the quality service needed to become a successful medical professional in the Omaha area.
Today’s economic conditions and corporate downsizing have led to the increased interest of owning a small business. United Republic Bank understands the needs of its business customers and has the experience and funding capacity available to make dreams of owning your own business a reality.
The real estate market has been the driving force behind Omaha 's economy for many years. Home ownership is still the American dream and with our full service residential real estate professionals, we can provide the financial expertise to help developers and builders succeed. We offer both spec and custom-home financing, including models.
United Republic Bank has the expertise needed to provide loans to small businesses that are backed by the U.S. Small Business Administration (SBA). SBA loans provide favorable terms and conditions as well as partial guarantees that are often necessary to get final approval.
- 7(a) Loan Program includes financial help for businesses with special requirements such as exporting to foreign countries, businesses that operate in rural areas and other specific purposes.
- The SBA 504 Loan Program is a powerful economic development loan program that offers small businesses another avenue for business financing, while promoting business growth and job creation. They provide approved small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization. 504 Loans are typically structured with SBA providing 40% of the total project costs, a participating lender covering up to 50% of the total project costs, and the borrower contributing10% of the project costs. Under certain circumstances, a borrower may be required to contribute up to 20% of the total project costs.
- The SBA Express program gives small business borrowers an accelerated turnaround time for SBA's review. You will receive a response to your application within 36 hours. In addition, lower interest rates are often available to you when you apply through an Express program.
- The U.S. Small Business Administration has announced The SBA’s Patriot Express Pilot Loan Initiative for veterans and members of the military community wanting to establish or expand small businesses. The SBA and its resource partners are focusing additional efforts on counseling and training to augment this loan initiative, making it more accessible and easy to use.