Mortgage Rates

Current posted rates are in effect as of 02/07/2014 10:15 AM Central Time. Rates are subject to change without notice.

30 Yr Fixed: 360 Monthly Payments of $5.03 per $1,000
RatePointsAPRLock Days
4.375% 2.485% 4.521% 30
The APR is calculated using a loan amount of $150,000 and these typical fees*.

 

20 Yr Fixed: 240 Monthly Payments of $6.27 per $1,000
RatePointsAPRLock Days
4.25% 3.711% 4.451% 30
The APR is calculated using a loan amount of $150,000 and these typical fees*.

 

15 Yr Fixed: 180 Monthly Payments of $7.33 per $1,000
RatePointsAPRLock Days
3.75% 3.282% 4.003% 30

The APR is calculated using a loan amount of $150,000 and these typical fees*.

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If you are ready to fill buy, sell or refinance your home, you can apply online when it's convenient for you. 

Complete an application online

If you prefer to apply by phone or in person, contact one of our mortgage lenders today.

             

 

 

 

Meg Tentinger, Mortgage Lender

NMLS ID 440465

(402) 916-1433

mtentinger@unitedrepublicbank.com

   

 

 


Annual Percentage Rate appears as APR above. All conventional loans rates based on 20% down payment of $187,500 purchase price, $150,000 loan amount and a 760 FICO score or higher. All FHA loan rates are based on a minimum of 3.5% down payment and a $150,000 loan amount and a 760 FICO score or higher. Subject to credit and approval. Payments do not include taxes and insurance and the actual payment obligation may be greater. Restrictions apply.

*Conventional Loan Typical APR Fees:
Loan Processing $100.00
Document Preparation $35.00
Underwriting $275.00
Flood Certification $15.00
Tax Service $89.00
Wire Transfer & Overnight $45.00
Settlement Fee $225.00
Total $784.00
**FHA Loan Typical APR Fees:
Loan Processing $275.00
Document Preparation $35.00
Underwriting $695.00
Flood Certification $15.00
Wire Transfer $25.00
Other $325.00
Total $1,370.00