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Personal Checking

Flexible. Convenient. Right for you.
We offer a variety of checking accounts, so you can have great choices to help you make the most of your money and time.


Free Checking
No minimum balance, and no monthly service fees.
Account
Free Checking
Minimum to Open:
$100
Minimum Balance to Avoid Monthly Fees:
$0
Interest:
No
Monthly Service Charge:
None
ATM/Transaction Fees:
No annual card fee
Unlimited checkwriting -Free!
Additional Benefits:
Free Internet Banking
Free E-Statements
Free Bill Pay for 60 Days!*
Free Direct Deposit
*After 60 days bill pay is $5.95 per month. The first 15 are free, then $0.25 per item.

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Interest Checking
Earn interest on your balance with this all-inclusive account!
Account
Interest Checking
Minimum to Open:
$500
Minimum Balance to Avoid Monthly Fees:
$500
Interest:
Yes
Check out our rate today
Monthly Service Charge:
$6 if balance falls below minimum
ATM/Transaction Fees:
No annual card fee
4 Transactions Per Month at any ATM - Free! (Surcharges by another bank may apply)
Unlimited checkwriting - Free!
Additional Benefits:
Free Internet Banking
Free E-Statements
Free Bill Pay for 60 Days!*
Free first order of URB checks, or discount on other check styles
Free Direct Deposit
*After 60 days bill pay is $5.95 per month. Unlimited usage.

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Tiered Interest Checking
Enjoy checking with all the extras, plus premium rates!
Account
Tiered Interest Checking
Minimum to Open:
$2,500
Minimum Balance to Avoid Monthly Fees:
$2,500
Interest:
Yes, tiered based on balance.
Monthly Service Charge:
$12 if balance falls below minimum
ATM/Transaction Fees:
No annual card fee
6 Transactions Per Month at any ATM - Free! (Surcharges by another bank may apply)
Unlimited checkwriting - Free!
Additional Benefits:
Free Internet Banking
Free E-Statements (or paper statement)
Free Bill Pay
Free first order of URB checks, or discount on other check styles
Free Direct Deposit
$0.25 cash back on Visa Check Card transactions of $25 or more, up to $3 per month
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Tiered Interest Relationship Checking
If you have more than one account relationship with us, this is the account for you!
Account
Tiered Interest Relationship Checking
Minimum to Open:
$2,500
Minimum Balance to Avoid Monthly Fees:
$25,000 minimum daily combined balance in a personal checking, savings, money market, CD or IRA.
Interest:
Yes, tiered based on balance.
Monthly Service Charge:
$20 if balance falls below minimum
ATM/Transaction Fees:
No annual card fee
6 Transactions Per Month at any ATM Free! (Surcharges by another bank may apply)
Unlimited checkwriting Free!
Additional Benefits:
Free Internet Banking
Free E-Statements (or paper statement)
Free Bill Pay
Free URB Checks
Free Direct Deposit
Free Money Orders
Free Cashier's Checks
$0.25 cash back on Visa Check Card transactions of $25 or more, up to $5 per month.
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At Work Interest Checking
If you are an employee of one of our business customers, you qualify for this special account!
Account
At Work Interest Checking
Minimum to Open:
$500
Minimum Balance to Avoid Monthly Fees:
$500
Interest:
Yes, tiered based on balance.
Monthly Service Charge:
$12 if balance falls below minimum
ATM/Transaction Fees:
No annual card fee
6 Transactions Per Month at any ATM - Free! (Surcharges by another bank may apply)
Unlimited checkwriting - Free!
Additional Benefits:
Free Internet Banking
Free E-Statements (or paper statement)
Free Bill Pay Free first order of URB checks, or discount on other check styles
Free Direct Deposit
Free Money Orders
Free Cashier's Checks
.25% Loan Discount on any consumer loan
$0.25 cash back on Visa Check Card transactions of $25 or more, up to $3 per month.
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United Republic Free Checking
Use your VisaŽ Check Card and earn up to $60* cash back every year!
Account
Untited Republic Free Checking
Minimum to Open:
$100
Minimum Balance To Avoid Monthly Fees:
$0
Interest:
No
Monthly Service Charge:
None
ATM/Transaction Fees:
None
Additional Benefits:
Free Internet Banking
Free E-Statements
Free Bill Pay
Free URB Printed Checks
Free Direct Deposit
Foreign ATM Surcharges Rebated
Up to $5 cash back with the use of a Visa Check Card
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