 |
        |
United Republic Bank Current Checking and Savings Rates
APY is accurate as of 07/02/2008
|
|
*Checking/Savings Products
|
Tiers
|
Minimum to Open
|
Minimum balance to obtain APY
|
Interest Rates
|
Annual Percentage Yield (APY)
|
|
Interest Checking
|
|
$500
|
$500
|
0.45%
|
0.45%
|
|
Business Interest Checking
|
|
$1,000
|
$1,000
|
0.75%
|
0.75%
|
|
At Work Interest Checking
|
|
|
|
|
|
|
|
$0-$2,499
|
$500
|
$500
|
0.25%
|
0.25%
|
|
|
$2,500-$9,999
|
$500
|
$2,500
|
0.35%
|
0.35%
|
|
|
$10,000-$25,000
|
$500
|
$10,000
|
1.24%
|
1.25%
|
|
|
Over $25,000
|
$500
|
$25,000
|
1.49%
|
1.50%
|
|
Tiered Interest Checking
|
|
|
|
|
|
|
|
$2,500-$9,999
|
$2,500
|
$2,500
|
0.35%
|
0.35%
|
|
|
$10,000-$25,000
|
$2,500
|
$10,000
|
1.24%
|
1.25%
|
|
|
Over $25,000
|
$2,500
|
$25,000
|
1.49%
|
1.50%
|
|
***Relationship Checking
|
|
|
|
|
|
|
|
$2,500-$9,999
|
$2,500
|
$2,500
|
0.35%
|
0.35%
|
|
|
$10,000-$25,000
|
$2,500
|
$10,000
|
0.80%
|
0.80%
|
|
|
Over $25,000
|
$2,500
|
$25,000
|
1.09%
|
1.10%
|
|
Personal & Business Money Market
|
|
|
|
|
|
|
|
$0-$999
|
$1,000
|
$1,000
|
0.50%
|
0.50%
|
|
|
$1,000-$2,499
|
$1,000
|
$1,000
|
1.49%
|
1.50%
|
|
|
$2,500-$9,999
|
$1,000
|
$2,500
|
1.73%
|
1.75%
|
|
|
$10,000-$24,999
|
$1,000
|
$10,000
|
2.47%
|
2.50%
|
|
|
$25,000-$99,999
|
$1,000
|
$25,000
|
3.20%
|
3.25%
|
|
|
$100,000-$499,999
|
$1,000
|
$100,000
|
3.25%
|
3.30%
|
|
|
$500,000 & Over
|
$1,000
|
$500,000
|
3.34%
|
3.40%
|
|
Statement Savings
|
|
$100
|
$100
|
0.25%
|
0.25%
|
|
Minor Savings
|
|
$10
|
$10
|
0.25%
|
0.25%
|
|
Health Savings
|
|
|
|
|
|
|
|
$250-$2,499
|
$10
|
$250
|
1.49%
|
1.50%
|
|
|
$2,500-$9,999
|
$10
|
$2,500
|
1.73%
|
1.75%
|
|
|
$10,000-$24,999
|
$10
|
$10,000
|
2.47%
|
2.50%
|
|
|
$25,000-$99,999
|
$10
|
$25,000
|
3.20%
|
3.25%
|
|
|
$100,000-$499,999
|
$10
|
$100,000
|
3.25%
|
3.30%
|
|
|
$500,000 & Over
|
$10
|
$500,000
|
3.34%
|
3.40%
|
|
Business Savings
|
|
$100
|
$100
|
0.50%
|
0.50%
|
|
|
|
|
|
|
|
Please see a banker for a rate quote on brokered, public, or jumbo deposits.
*Your interest rate and Annual Percentage Yield is subject to change daily. Monthly fees may apply if the daily balance drops below the minimum balance. Fees may reduce earnings.
***Based on combined balance in personal checking, savings, money market, and regular and IRA certificates.
|
United Republic Bank Certificate of Deposit Rates
APY is accurate as of 07/02/2008
|
|
**Regular and Retirement Time Certificates
|
Minimum to Open
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
1-month
|
$1,000
|
1.98%
|
2.00%
|
|
6-month
|
$1,000
|
2.32%
|
2.35%
|
|
12-month
|
$1,000
|
3.30%
|
3.350%
|
|
18-month
|
$1,000
|
2.66%
|
2.70%
|
|
24-month
|
$1,000
|
2.76%
|
2.80%
|
|
36-month
|
$1,000
|
2.96%
|
3.00%
|
|
48-month
|
$1,000
|
3.15%
|
3.20%
|
|
60-month
|
$1,000
|
3.15%
|
3.20%
|
|
14-month Special
|
$1,000
|
3.54%
|
3.60%
|
|
21-month Special
|
$1,000
|
3.73%
|
3.80%
|
|
18-month Step-Up
|
$1,000
|
3.63%
|
3.70%
|
|
**A penalty may be assessed for early withdrawal.
|
|
|
|