Current Rates   

United Republic Bank Current Checking and Savings Rates
APY is accurate as of 04/06/2020

*Checking/Savings Products

Tiers

Minimum to Open

Minimum balance to obtain APY

Interest Rates

Annual Percentage Yield (APY)

Interest Checking $0-$2,499 $100 $0 0.05% 0.05%
  $2,500-$9,999 $100 $2,500 0.10% 0.10%
  $10,000-$24,999 $100 $10,000 0.15% 0.15%
  Over $25,000 $100 $25,000 0.20% 0.20%
Money Market $0-$24,999 $1,000 $0 0.05% 0.05%
  $25,000-$99,999 $1,000 $25,000 0.15% 0.15%
  $100,000-$499,999 $1,000 $100,000 0.15% 0.15%
  Over $500,000 $1,000 $500,000 0.20% 0.20%
High Yield Money Market $0-$250,000 $100,000 $0 0.50% 0.50%
  Over $250,000 $100,000 $250,000 0.15% 0.15%
UR Time Checking 1 $0-$5,000 $50.00 $50.00 3.92% 4.00%
  $5,000.01 & Over $50.00 $5,000.01 0.50% 0.50%
Savings   $100 $0 0.05% 0.05%
Health Savings $0-$2,499 $250 $0  0.05% 0.05%
  $2,500-$9,999 $250 $2,500 0.10% 0.10%
  $10,000-$24,999 $250 $10,000 0.20% 0.20%
  Over $25,000 $250 $25,000 0.25% 0.25%
Diamond Anniversary Money Market $0-$9,999 $10,000 $0 0.10% 0.10%
  $10,000 & Over $10,000 $10,000 0.80% 0.80%

 1 - Must have 50 years of life to qualify; Customer must have a direct deposit into account along with 10 debit transactions per month to earn 4% interest; No service fee if

      balance stays at $50 or more in statement cycle; Subject to $5 fee if balance falls below $50 in statement cycle.

Please see a banker for a rate quote on brokered, public, or jumbo deposits
*Your interest rate and Annual Percentage Yield is subject to change daily. Monthly fees may apply if the daily balance drops below the minimum balance. Fees may reduce earnings.

 

United Republic Bank Certificate of Deposit Rates
APY is accurate as of 04/06/2020

**Regular and Retirement Time Certificates

Minimum to Open

Interest Rate

Annual Percentage Yield (APY)

1-month $1,000 0.10% 0.10%
6-month $1,000 0.65% 0.65%
12-month $1,000 1.00% 1.00%
18-month $1,000 1.09% 1.10%
24-month $1,000 1.14% 1.15%
36-month $1,000 1.19% 1.20%
48-month $1,000 1.24% 1.25%
60-month $1,000 1.34% 1.35%
14-month Step-Up $1,000 0.90% 0.90%
23-month Step-Up $1,000 1.00% 1.00%
Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily | **A penalty may be assessed for early withdrawal.