Current Rates   

United Republic Bank Current Checking and Savings Rates
APYs are accurate as of 08/03/2020

* Checking/Savings Products

Tiers

Minimum to Open

Minimum balance to obtain APY

Interest Rates

Annual Percentage Yield (APY)

Interest Checking $0-$2,499.99 $100 $0 0.05% 0.05%
  $2,500-$9,999.99 $100 $2,500 0.10% 0.10%
  $10,000-$24,999.99 $100 $10,000 0.15% 0.15%
  $25,000 & Over $100 $25,000 0.20% 0.20%
** UR Time Checking $0 - $5,000.00  $50  $0 3.92% 4.00% 
   $5,000.01 & Over $50 $5,000.01  0.50% 4.00% - 1.38% 
Money Market $0-$24,999.99 $1,000 $0 0.05% 0.05%
  $25,000-$99,999.99 $1,000 $25,000 0.15% 0.15%
  $100,000-$499,999.99 $1,000 $100,000 0.15% 0.15%
  $500,000 & Over $1,000 $500,000 0.20% 0.20%
High Yield Money Market $0-$250,000 $100,000 $0 0.50% 0.50%
  $250,000.01 & Over $100,000 $250,000.01 0.15% 0.50% - 0.33%
Savings   $100 $0 0.05% 0.05%
Health Savings $0-$2,499.99 $250 $0  0.05% 0.05%
  $2,500-$9,999.99 $250 $2,500 0.10% 0.10%
  $10,000-$24,999.99 $250 $10,000 0.20% 0.20%
  $25,000 & Over $250 $25,000 0.25% 0.25%
Diamond Anniversary Money Market $0-$9,999.99 $10,000 $0 0.10% 0.10%
  $10,000 & Over $10,000 $10,000 0.50% 0.50%

* Your interest rate and APY are subject to change after opening.  Monthly fees may apply if the daily balance drops below the minimum opening balance. Fees may reduce earnings.

** Must have 50 years of life to qualify; Customer must have a monthly direct deposit into account along with 10 debit transactions per month to earn 4% APY, otherwise the APY reverts to 0.50%

Please see a banker for a rate quote on brokered, public, or jumbo deposits.

 

United Republic Bank Certificate of Deposit Rates
APYs are accurate as of 08/03/2020

*** Regular and Retirement Time Certificates

Minimum to Open

Minimum balance to obtain APY

Interest Rate

Annual Percentage Yield (APY)

1-month $1,000 $1,000 0.10% 0.10%
6-month $1,000 $1,000 0.25% 0.25%
12-month $1,000 $1,000 0.45% 0.45%
18-month $1,000 $1,000 0.50% 0.50%
24-month $1,000 $1,000 0.55% 0.55%
36-month $1,000 $1,000 0.65% 0.65%
48-month $1,000 $1,000 0.85% 0.85%
60-month $1,000 $1,000 1.09% 1.10%
14-month Step-Up $1,000 $1,000 0.90% 0.90%
23-month Step-Up $1,000 $1,000 1.00% 1.00%

Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily | Please see a banker for a rate quote on brokered, public, or jumbo deposits.

*** A penalty may be assessed for early withdrawal.